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Tuesday, March 21, 2023

Should You Get Surgery?

Many older adults will face the question of whether or not to undergo surgery. Here’s what to check before you make that decision. 

Millions of Americans have surgery every year. But if it’s you deciding whether or not to undergo elective surgery, it’s important to ask the right questions so you can understand your options. There are risks and benefits to any type of surgical procedure, and understanding them is key to making a good decision as well as being happy with the outcome. 

Here are key questions to ask before you decide to get surgery.

  • What exactly does the operation involve? Ask your provider exactly what will be done during the procedure, and if there are alternate ways of doing it. If there are, ask why they prefer a certain method. 

It May Be Time for Surgery If…  

  • You’ve tried to manage the condition through non-surgical means, but you’ve been unsuccessful. 
  • Your condition or pain is getting worse.
  • Your quality of life is getting worse.
  • Your doctor has told you that surgery is your best option.

Collecting Information

Most of us are not at our best as far as recalling information accurately when we are under stressful circumstances, such as when we’re gathering information about a potential surgery. It’s wise to have a backup to help review what you’ve heard and make sense of recommendations.

Bringing a spouse or trusted partner along to an appointment with your surgeon can be a big help. They can provide another set of ears and help ask questions that you may overlook. This person can also take notes for you to go through afterward.

Ask your doctor for printed information about the procedure you’re considering. 

Using the Abridge app will help you record, summarize and structure medical conversations so that you and your doctor will be able to refer back to what was said, clarify if needed, or add more information. 

Never be afraid to keep asking questions until you fully understand what your doctor is trying to communicate. 

If you’ll be in the hospital, patient advocates or nurse navigators can liaison between the hospital and the patient to explain procedures and guide the patient through what can be a complex system.

  • Why is the surgery needed? Will the surgery only relieve pain, or will it allow you to live longer or have more energy or other benefits? Don’t assume you know the answer.
  • What are the alternatives? There are always alternatives, such as “watchful waiting” to see if the condition improves or worsens over time. There may also be less-invasive procedures. 
  • What are the benefits? Ask specifically what benefits you can expect, and how long they may last. Your healthcare provider should be able to give you published data about likely outcomes. 
  • What are the risks? Every surgery carries the risk of complications, so it’s important to ask this question before making any decisions. You should talk with your doctor about side effects you should look for, and how any pain will be managed afterward. 
  • Where can I get a second opinion? Many insurance plans will cover getting a second opinion for certain procedures, or you may choose to get one for your own peace of mind. Your doctor should be able to give you names of other qualified individuals who can advise you, or you can pick a general practitioner in the field. 
  • What are my doctor’s credentials? If you want to check on your surgeon’s credentials, you can research board certifications at the American Board of Surgery website. The website for your doctor’s practice often features a short bio on each of the practitioners.
  • How many of these procedures has the surgeon done? “Practice makes perfect” is often true, and you’ll want to ask how many of this particular surgery your doctor has done over their career, and in the last year. If they can’t recall or get huffy, it’s time to look for another surgeon.
  • Will I go to the hospital? Nowadays many surgeries are performed at outpatient facilities, obviating the need for a hospital room and associated costs. But some procedures will still require admitting you to a hospital. Ask your doctor where your surgery will be done, and why. 
  • How will anesthesia be given? Will you get local, regional, or general anesthesia, and why? What will the effects be? Who will be giving your anesthesia?
  • What will recovery be like? How long will you be in the hospital or center, what restrictions will you have following surgery and for how long? Will you need any special supplies or equipment to help you recover? What are the best- and worse-case scenarios?
  • How much will it cost? You will need to check with your health plan provider to see what your plan covers and how much you’ll be expected to pay. Check what the cost would be for any alternate treatment or surgery.

Sunday, March 19, 2023

Preparing for Retirement: The 7-Step Plan

Many boomers are stressed out trying to save enough for retirement. Planning well can be half the battle.   

After steep losses in the markets last year, even folks who thought they’d saved enough to retire on are having second thoughts. Boomers are the first generation raised largely with defined contributions (usually to 401[k] plans) rather than defined benefits (pensions) expected to carry them through retirement. The changeover has been problematic for many. 

Lifespans are increasing, lengthening the time that older adults expect to live in retirement … and the years their nest egg must last. Healthcare costs have risen dramatically, and it’s more likely than ever that seniors will end up in an expensive retirement facility or nursing home over some part of their life. 

Retirement Savings

The average household net worth of this cohort born between 1946 and 1964 is an impressive $1.2 million. However, that includes some very wealthy individuals. Averages are derived from adding up a group’s total net worth and dividing it by the number of people in that group. The more telling median net worth, midway along a frequency distribution, is only a little over $200,000. 

Boomers Who Left the Workplace Often Fired 

In spite of the Fed raising rates, the labor market remains tight. An exodus called the Great Resignation occurred during the COVID years, when people quit their jobs at rates not seen before. A new study reveals that many older folks aged 55 to 74 didn’t just leave; they were fired. 

While reporting about the Great Resignation leads us to believe that these workers quit, the research found that “most of these ‘retirements’ occurred after periods of unemployment rather than directly from employment.” To clarify, they got canned, spent a while unemployed, and then retired after not being able to find work.

Many lost their jobs in the early days of COVID-19. About 35 million older employees were working as of March 2020, but a month later 11% (3.8 million) had lost their job. Of that number, only 2% decided to retire then, but after a year 400,000 were involuntarily retired. Will they return? Study authors concluded that “low levels of wage growth suggest that the decision to remain retired may not reflect the preferences of many retirees, but rather the lack of demand for their skills and experience.” 

Many savers in the boomer generation were hit hard by the great recession of 2008. Fearing for their portfolios, they pulled money from the market and turned to the safety of bonds at the start of a long period when interest rates were low and returns were meager. Those who looked to the steady yields from savings accounts fared even worse, with some of the lowest interest payouts in recent history. 

Others doubled down and bought up depressed real estate, or stashed money in a market that produced a very long bull cycle. Some made a fortune in the booming tech industry, or simply held good W-2 jobs and kept putting money into their retirement account.

Whether you’re on the shakier side of covering retirement, or doing well enough to have many options, there’s a lot to consider when you stop working. So, how can those of us who are somewhere in the process of retiring improve our odds of living comfortably, no matter what life brings? 

  1. Know your budget numbers. Keep track of your current spending, on paper or digitally, for at least a year. It’s easy to be spending more than you think you do for restaurants, clothing, vacations … you name it. You want to have a firm grip on expenses for two reasons. First, you may be able to pare down the outflow and sock more away. Second, you’ll need to analyze which expenses may go up, and which may go down once you’re not working. This will help you figure out your future budget for needs and wants in retirement.
  2. Go over your investment accounts. You may have an old 401(k) at a company you worked for a decade ago, or other stray accounts you’ve almost forgotten about, that need to be rounded up. Should your 401(k) be rolled into an IRA? Should your IRAs be consolidated? Is the money invested properly, with diverse assets? Should you roll a portion of your IRA into a Roth? Is there a right time to make any of these moves down the road? If you are unsure about what to do, talk to your company’s benefits team about a current retirement account. You might also benefit greatly by talking to a representative at your brokerage, or by hiring a financial professional.
  3. Plan for Social Security. There are different ways you can make withdrawals, and it’s critical that you’ve looked at your options and chosen a course of action. Go to My Social Security and create an account to see when you can get benefits and how much you’ll receive. You can claim as early as 62, but it pays to wait until full retirement age or up to age 70 to increase your benefits. Social Security is a lifetime annuity that comes with cost of living increases; make sure you analyze your options to make the right choice. 
  4. Create a plan for making withdrawals. You likely have several kinds of accounts that are taxed differently, such as a traditional IRA, a Roth, and a taxable account. Not only is each suitable for distinct investments, but they also should be viewed differently when it’s time to withdraw money in retirement. In a simplified example, you’d withdraw from the taxable account first, then the IRA, then the Roth, to let the account with the least tax liability grow the longest. However, every situation (and spending year) is different, so speak with a CPA and/or financial advisor to make wise choices and save money. You might also want to touch on the most efficient way to make charitable donations.
  5. Plan for Medicare. Healthcare will likely be an increasing expense as you grow older. It’s crucial to understand Medicare basics and make a wise choice from the get-go. You must register for Medicare in the three months before your 65th birthday, the month of your birthday, or the three months following. Otherwise, you may be penalized with higher costs for your lifetime. Medicare is complicated. You can go to your state Medicare office or live chat 24/7 with a real person to make sure you enroll in a plan that will work for you.
  6. Get a life. If you only have vague notions of what you might do in retirement, it’s time to start exploring your options. You’ll have almost 7 ½ hours of free time every day, and you’ll be a lot healthier and happier if you have a purpose. That might be spending time with the grandkids, volunteering for the local food bank, taking up painting and pickleball, or combining all four. Every retirement is unique, but it’s important to have strong social connections and the sense that you’re making the world a better place.
  7. Consider where you live. Maybe downsizing to a cozier place with no stairs feels right. Some people never want to leave the home where they raised their kids. Others who have thick wallets want to buy a larger house where the family can gather after children have left and grandchildren arrive. Some will move to Florida for sunshine and no state income tax, while others find their dream home on the shore of a Great Lake. It’s a very personal decision, and you’ll have to think through your options.

This article is not intended to be a substitute for professional financial advice from a qualified financial advisor.

Wednesday, March 15, 2023

Senior Travel on a Budget

More older adults are traveling than ever. We’ve got ways to stretch your dollars whether you’re staying close to home or hopping a flight overseas. 

Americans love to travel, and that’s truer after the pandemic than at any time in history. A recent AARP survey found that the typical annual travel budget is $8,400 - up almost $2,000 from a year ago. Still, we are all looking for good deals, whether we are staying stateside or taking advantage of a strong dollar to go overseas. 

Seniors are often on a fixed income, so they really need to watch where every greenback is going. There are plenty of tricks to keeping more of them in your pocket (maybe enough to take another trip!). A few are specific to older folks, but a lot of them come from our knowledge of how to travel hack at any age. 

Airfare for Seniors

Start looking for cheap plane tickets on flight deal websites like Travel Pirates or Airfarewatchdog. Search budget carriers on Momondo or Skyscanner, but remember that these sometimes require booking through a third party. It’s wise to get travel insurance if you go down this route. But no matter where you’ve looked, check out Google Flights to see if you can save money by flying into Paris instead of Berlin, for example. Finally, go to the airline’s website to see if you can get a better deal by booking with them directly. When you’ve found the best deal from all the sites you’ve checked, book it.

National Park Service Senior Pass  

There may be no better deal for older Americans than the $80 lifetime pass to national parks and federal recreational sites. Everybody in your car at per-vehicle areas, or you and up to three companions, get free day admission to more than 2,000 recreation sites. Even better, you can camp for half price at any of these venues. (Bring an air mattress or treat yourself to a cabin if you want to live it up). 

Credit Card Rewards

Don’t forget to book everything with a travel credit card. You can get some amazing perks, including lounge access, TSA Pre and other recognition allowances, and points for airlines and hotels, to name a few. There are lots of places to check out the best travel credit cards online. 

You want to look for a card with a good sign-up bonus that doesn’t require you to spend a fortune. Then, decide if you want a card connected to a single airline or hotel, or one with points that transfer easily to a variety of airlines and venues. Maybe you’re after some sweet cash back. Just make sure that you pay off your balance every month, or you’ll defeat the purpose of using credit cards.

Take the Train

If you’re staying in the US, take a look at Amtrak rail service. Amtrak covers some interesting country with more than 500 destinations, and you can get a private room on many routes. Amtrak offers a 15% discount for seniors if you book with them online. 

Never did a backpack trip in your youth, or want to relive the one you had decades ago? Across the pond, seniors get a 10% discount on a Eurail train pass that operates in 33 countries. Better yet, you can easily hook up with walking tours through Eurail at many stops.

Hotels? Hostels! And More …

We are not knocking a stay at a fancy hotel, but if you want to spend less, try a hostel. That’s right, many hostels cater to people of any age. Just be sure to check reviews to see if the place has a party vibe or not. Some allow you to book a private room, or one with limited roommates. You’ll meet other adventurous people and share travel stories. For tips and suggestions, check out this blog for people over 30 staying in hostels.

Not quite willing to go the hostel route? Try an AirBnB or VRBO. These are destinations that the owner is renting out, usually by the night. Go as fancy or as low-key as you like. Choose a place on the bus or train route to make travel a snap.

Tours and Groups

Small group travel companies such as Intrepid Travel offer personalized trips and don’t charge an extra arm and leg for singles. The Freebird Club offers members, who must be 50 and over, a stay in their home or apartment and some social interaction as well. Operating the world over, it’s a unique chance to meet like-minded people who are also older adults. 

Another tried and true option is Road Scholar. This group concentrates on offering learning opportunities paired with travel at reasonable rates. They also have special deals for solo travelers. 

Wherever you’re going, it pays to try something a little different than what you’ve done before. Why not try a few days in a hostel next time you’re in Europe? Use the train instead of renting a car, or do a self-guided tour instead of being chaperoned. You’re more likely to meet locals … and have the time of your life!

Sunday, March 12, 2023

Is Watching TV Bad for Seniors? Studies Say Yes

According to a recent study, what older adults do while they’re sitting has an effect on their likelihood of getting dementia. Other research links TV watching to problems with walking. 

What harm is it to spend time in front of a television set, watching your favorite shows? Quite a bit, according to research. The latest study discovered a link between the likelihood of getting dementia and time spent watching TV, while another showed a strong association between viewing TV and having trouble walking.

Dementia and TV Watching by Seniors Linked

A new study of 146,651 adults aged 60 and above tracked for nearly 12 years found that those who spent their time sitting watching TV had a 24% increase in their risk of developing dementia, versus a 15% reduced risk for participants who spent that time on a computer. Researchers linked the data to the passive nature of watching TV versus the active thinking done while using a computer. 

How to Walk More (and Sit Less!)  

We know walking is good for us, and nearly all of us can do it. How can we get the most benefit and ensure we keep it up? The Mayo Clinic has some tips.
  • Start slowly and end slowly. Spend five or ten minutes warming up at the beginning of your walk, and the same amount cooling down. 
  • Do some gentle stretching at the end of your walk.
  • Vary your route. If you always take a certain path, walk it the other way or try some different loops. Drive somewhere new, perhaps a park, and do your walking there. 
  • Try to walk a little faster. Alternate brisk walking with slower walking, and then slowly lengthen the periods of faster walking.
  • Track your progress. Your smartphone is a great tool for monitoring your progress. Use the Apple fitness app or choose a free app that tracks steps.

Previous research has shown that physical exercise reduces the risk for cognitive decline and dementia, so it was notable that the odds of dementia for both the TV-watching group and those who used a computer stayed the same regardless of how physically active they were when not sitting down. 

“Reducing cognitively passive [sedentary behaviors] like TV watching and increasing cognitively active [ones] like computer use, by even a small amount,” noted the researchers, “may have an important impact on dementia risk in individuals, regardless of their engagement in physical activity.”

TV Watching Associated with Mobility Issues

While the latest study broke ground in the area of dementia, it’s not the first to warn older adults about the dangers of sitting in front of the television too long. Analysis done on the NIH-AARP Diet and Health Study found that “greater TV time was significantly related to increased disability within all levels of physical activity.”

The study was comprised of more than a half million men and women aged 50 to 71 who were all healthy to start. Their TV viewing habits and levels of physical activity were followed for a decade. Researchers noted whether physical activity was vigorous, such as jogging, or more low-key, such as gardening or housework, and found that the effects of TV viewing remained constant regardless of the level of physical activity.

Walking Disability Affected Nearly One Third of Participants
At the end of the study, 30% of participants reported a walking disability ranging from “unable to walk” to only walking at an easy (slow) pace of less than two miles per hour. Study participants who watched TV for five or more hours daily fared the worst, being 65% more likely to have a walking disability than participants who limited viewing to two hours or less per day.

“TV viewing is a very potent risk factor for disability in older age” said lead study author Dr. Loretta Di Pietro, Chair of the Department of Nutrition Sciences at the George Washington University’s Milken Institute School of Public Health. “Sitting and watching TV for long periods (especially in the evening) has got to be one of the most dangerous things that older people can do because they are much more susceptible to the damages of physical inactivity.”

Participants who were at greatest risk of a mobility disability were those who had the highest levels of sitting and TV watching combined with the lowest (three hours or less weekly) physical activity. 

Sunday, March 5, 2023

They Tried Something New or Difficult; You Can Too

It absolutely does not matter how old you are to learn, to try, to begin something new. Let these people be your inspiration. 

You can forget about every other New Year’s vow if you just make one: to try something new every month this year. Before you say, “Bah, humbug!” hear us out. Each attempt can be as little, or as big, as you want it to be. You can try cornflakes instead of oatmeal if you never eat cornflakes. You can try going around the block if you hate getting outside. You can try finishing a nonfiction book if you prefer romances. Say hello to everyone you meet. Smile at a stranger. 

It’s Never Too Late Series  

The New York Times has created a series dubbed “It’s Never Too Late.” This inspiring collection touches on a wide variety of topics, from flying on a trapeze to changing your career. This month, we provide you the story link to explore the “something new” that six people undertook. Their comments and experiences reveal how one became a Bollywood actor in his 40s, another learned to swim at 68, and a third climbed the daunting El Capitan, for her first time, at 66.

Here’s some of what they said:

You can decide for yourself what you think you’re capable of. It’s just so sad when people say, oh, I’m 50, I can’t … fill in the blank. Try it anyway! Who cares! You might be surprised. 
-Dierdre Wolownick

Don’t give yourself an option to give up. I never thought about quitting. If I invest mentally, I don’t quit. 
-Vijaya Srivastava

Dream a big dream, then figure out what all the little incremental steps are to get there, and hit those steps one by one. There are always obstacles. 
-Richard Klein

You can also set your goal higher. Read every Sherlock Holmes mystery. Study the violin every day for a month. Get through a month without alcohol. Travel to a country where you don’t speak the language. Do an online yoga session every day. Get your heart rate down five beats. Learn the language of finance so you can talk to your financial advisor about your retirement nest egg with more confidence. 

Or you can alternate some easy and intermediate goals with some that may take you longer to accomplish, that challenge you more, and that you think may be impossible. It’s fine if you stick with easy ones, because accomplishing them may encourage you to try something else. Success is a strong motivator. Besides, what is easy for someone else may be hard for you. If you haven’t touched your toes in five years, that is a worthy goal. 

To get you started, we’d like to introduce you to some people who challenged themselves as older adults to do something rather remarkable. You don’t have to be remarkable on a world stage, but if they could do these things, ask yourself if you can do something.

  • Aged 66, Noah Webster finished the American Dictionary of the English Language.
  • Aged 68, Sir William Crookes started investigating radioactivity and then invented an alpha particle detector.
  • Aged 69, Ed Whitlock finished a marathon in under three hours.
  • Aged 71, Katsusuke Yanagisawa climbed Mount Everest.
  • Aged 75, Barbara Hillary became the first Black woman to reach the North Pole. She was a cancer survivor.
  • Aged 79, Asa Long was the US champion checkers player. 
  • Aged 81, BIll Painter reached the summit of Mount Rainier.
  • Aged 82, William Ivy Valdwin crossed the South Boulder Canyon on a 320-foot tightrope.
  • Aged 85, Theodor Mommsen won a Nobel Prize in Literature. 
  • Aged 86, Katherine Pelton beat the same age men’s record for the 200-meter butterfly.
  • Aged 88, Michelangelo created the building plans for the Church of Santa Maria degli Angeli.
  • Aged 89, Arthur Rubinstein gave a recital in Carnegie Hall.
  • Aged 91, Allan Stewart finished a Bachelor of Law from the University of New England.
  • Aged 94, George Burns performed stand-up in Schenectady, New York.
  • Aged 96, Harry Bernstein published his first book, The Invisible Wall, that he wrote to cope with his loneliness after his wife of 70 years passed away.
  • Aged 98, Beatrice Wood exhibited her latest ceramics.
  • Aged 99, Teiichi Igarashi climbed Mount Fuji.
  • Aged 100, Fran Schearer waterskis regularly. 

Thursday, March 2, 2023

Famous & 65

Look who's turning 65 this month

Find out which celebrities are turning 65 this month!

Image Source: Wikipedia

March 14 - Danny Meyer, restaurateur 

Have you ever eaten at a Shake Shack? You can thank Danny Meyer for the popular fast food joint. But Meyer has also opened high-end eateries such as Union Square Cafe, Terrace 5 at MoMA, Porchlight, Gramercy Tavern, and Eleven Madison Square thanks to his Union Square Hospitality Group. Four of his restaurants managed to garner three-star reviews from The New York Times, and Eleven Madison Park (which has since changed hands) was awarded the coveted trio of Michelin stars.

Meyer got a political science degree from Trinity College in Hartford and worked on the presidential campaign for independent John Anderson before turning his career toward cooking as assistant manager at Pesca in New York City. Afterward, he delved into cooking as a culinary stagiaire (a smartypants word for untrained intern) in Italy and France. At the tender age of 27, Meyer opened the toney Union Square Cafe, and the rest is history.

Apart from all of his restaurant success, Meyer has written or co-written a handful of wildly successful cookbooks: The Union Square Cafe Cookbook, Second Helpings from Union Square Cafe, and Setting the Table. His restaurants released the cocktail primer Mix, Shake, Stir

Meyer shuttered his restaurants when COVID-19 hit the US and noted in a May 1 podcast that taking a Paycheck Protection Program small business loan "could be the most irresponsible thing in the world for a restaurant to do." Two months later, reporters discovered that twelve different Meyer restaurants had received such loans, totaling more than $10 million. 

Image Source: Wikipedia

March 16 - Jorge Ramos, journalist 

“The Walter Cronkite of Latin America,” Jorge Ramos anchors the news program Noticiero Univision, political news television show Al Punto, and the English-language show America with Jorge Ramos that appears on Fusion TV. Ramos has won 10 Emmy Awards for journalism, covered five wars and was on a Time magazine list of the world’s most influential people.

Born in Mexico City, Ramos has since become an American citizen after working for decades in the US. When he first came to the US, he worked for a station with barely enough money to keep going, although it allowed him to express his own opinions. "To me it was a palace,” he says. “The United States gave me opportunities that my country of origin could not: freedom of the press and complete freedom of expression.”

Ramos was the founder of the first Spanish-language television book club, Despierta Leyendo (Wake Up Reading). He is also the creator of a documentary about hate groups in America, Hate Rising, for which he interviewed Ku Klux Klan members and neo-Nazis at some risk to himself.

The journalist is a registered independent who has covered both US elections and those in Spanish-speaking countries.

Image Source: Wikipedia

March 20 - Holly Hunter, actress

Academy Award (The Piano) winner Holly Hunter has been nominated an additional trio of times for roles in Broadcast News, The Firm, and Thirteen. She also has a pair of Primetime Emmy Awards to her credit for television roles, and you may have caught her in Saving Grace on TV, or in one of her other appearances on the big screen, which include Raising Arizona, O Brother Where Art Thou?, The Incredibles and The Big Sick.

Hunter is deaf in her left ear from a childhood bout with the mumps, which can be cause for accommodations on set. That’s never stopped her acting ambitions, which began in high school productions like Fiddler on the Roof and resulted in a drama degree from Carnegie Mellon University. Soon afterward, Hunter moved to the Big Apple, where her roommate was none other than Frances McDormand. 

Like many ingenues, Hunter debuted in a slasher movie. Her work in The Burning got her foot in the proverbial studio door, and it was on to Los Angeles and stardom. Hunter dominated the 90s in film and has managed a steady career ever since. In 2021, she had a starring role opposite Ted Danson in the TV series Mr. Mayor.

Image Source: Wikipedia

March 21 - Gary Oldman, actor

Known for his work ethic and intensity, London-born actor Gary Oldman has wowed audiences on both sides of the Atlantic. While studying with the Young People’s Theatre in Greenwich during the 70s, Oldman held jobs selling shoes, working on an assembly line, and taking the heads off pigs in a slaughterhouse. He managed to graduate with an acting degree in 1979, describing himself at the time as “shy but diligent.”

Oldman has a mountain of acting credits, earning his bona fides first in England and then in the US after a pair of stunning performances as punkster Sid Vicious in Sid and Nancy and a role in Prick Up Your Ears. Film critic Roger Ebert wrote, "There is no point of similarity between the two performances; like a few gifted actors, [Oldman] is able to reinvent himself for every role. On the basis of these two movies, he is the best young British actor around." In fact, the Sid Vicious role earned Oldman the 62nd slot in Premiere magazine’s 100 Greatest Performances of All Time.

Oldman became the accepted leader of a group of successful young British actors known as the Brit Pack which included Tim Roth, Colin Firth, and Daniel Day-Lewis. Oldman became known for his work portraying villains, including as the star of Bram Stoker’s Dracula, which became a commercial success around the globe and earned him 1992’s Best Actor award from the Academy of Science Fiction, Fantasy & Horror Films. 

You can catch Oldman on Apple TV+ in Slow Horses as the leader of a ragtag group of British spies, the actor’s first big role in a television series. Unfortunately, it will also be his last as Oldman has vowed to retire from acting when the series ends. 


Blog posting provided by Society of Certified Senior Advisors