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Monday, December 8, 2025

Urgent Care, ER, or Freestanding ER? How to Choose

   



Freestanding Emergency Departments are growing in popularity. What are they, and what factors should people consider when deciding where to go for care? 

Most people have had to visit an emergency room or urgent care center for immediate medical care. A cut that might need stitches; shortness of breath; a cold and fever that keep getting worse: these could all require a visit to the doctor right now. But which doctor? The one at the urgent care center, or the ER? And what about Free-Standing Emergency Departments? 

The choice hinges on two key factors: first, the capacity of the location to treat the issue the patient is experiencing. And second, how they will bill insurance. Understanding the factors before an emergency comes up can save precious time as well as money in the moment.

Sometimes it’s clear that the issue can wait for an appointment with a primary care provider; for example, with a bothersome muscle ache or strain, ongoing gastrointestinal issues like heartburn, or a sore throat that’s persistent but unaccompanied by fever. Waiting to make a PCP appointment can save money and means talking with a provider you know and who knows you. 

But other times, it’s clear that someone needs immediate medical attention, or the issue is ambiguous enough that the person wants to get care right away. In these cases, there are three main kinds of options for care. 
  • Urgent Care Facilities are walk-in clinics, usually open 10-12 hours/day and on weekends. They’re often located in retail areas.
  • Freestanding Emergency Departments (FSEDs), or Freestanding Emergency Rooms, are not attached to a hospital, but otherwise function like an ER. Most are open 24/7. Like Urgent Care centers, they’re often located in high-traffic retail areas.
  • Emergency Rooms (ER) are located within hospitals and are open 24/7.

Medical Capacity at Each Type of Location
The locations and hours of these three options differ, and so do the medical staff and equipment capacity. In short, urgent care facilities are equipped to handle non-life threatening conditions and injuries. If the person is in immediate danger, it’s important to call 911. The person will be transported to an ER or, less often, a FSED.

Urgent care centers are not necessarily staffed by physicians, but will have nurses and nurse practitioners on staff. They’re not required to have the same life-saving emergency equipment as ERs. Urgent care facilities are well-equipped to treat mild to moderate illnesses and injuries, including urinary tract infections, strep throat, pink eye, mild to moderate cuts or sprains, and mild to moderate cold symptoms that could be COVID, RSV, or flu. People who don’t have PCPs may also use urgent care centers as their preventative care providers, and some urgent care centers are leaning in this model.

FSEDs, in contrast, are staffed by qualified emergency physicians, just like a regular ER, and they have all the same equipment. In an emergency, either facility will be able to treat severe allergic reactions, serious injuries, chest pains, and other life-threatening conditions. 

The benefits of an FSED over an ER vary based on timing and location; an FSED will always be better if it’s closer, and sometimes they have shorter wait times than ERs. A benefit of ERs is that, if a person requires hospitalization after initial treatment, they’re already at the hospital for an extended stay, whereas a person treated at an FSED will need to be transported to a hospital in an ambulance. Keep in mind that urgent care centers also have relationships with hospitals and will be able to transfer a patient in need of ER care to the nearest ER or, in some cases, FSED.

How Will They Bill Insurance?
Cost is the other major factor. Urgent care centers are more affordable, in general; the insured patients may only be charged a co-pay for treatment and prescriptions filled at the center. 

Freestanding Emergency Departments, since they have all the staff and amenities of standard ERs, have a similar pricing structure. FSEDs started in the 1970s as a trend in rural areas where hospitals are few and far between. More recently, they’re becoming common in urban areas, too. States are still catching up with the trend, and regulation of FSEDs–from staffing to service to hours of operation–still differs from state to state. Similarly, pricing at FSEDs differs depending on location, your insurance, and type of treatment. 

There’s probably no financial incentive to go to the nearest FSED over the nearest ER, unless the FSED is in-network with your insurance provider, and the hospital isn’t. It’s a good idea to know which FSEDs and ERs in your vicinity take your insurance, before an emergency strikes. If you’re traveling, the situation may not permit time to do this research–but if possible, try to call either your insurer or the facility to find out if they’re in-network before being admitted. 

Many FSEDs are owned by hospitals in that region, in which case they most likely are in the same networks as that hospital system. Others are privately owned, and their network status will vary. It’s important to know that these private FSEDs aren’t eligible to accept Medicare or Medicaid on their own; but, increasingly, they’re partnering with hospitals or even building out their own hospitals in order to meet Centers for Medicaid and Medicare Services requirements. 

If you’re located far from the nearest ER, or if ER wait times are out of control in your area, the increasing prevalence of FSEDs could be good news in your neighborhood.  


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Blog posting provided by Society of Certified Senior Advisors

Wednesday, December 3, 2025

Best of 2025: Movies By, For, and About Seniors

  


Get the popcorn ready for these four 2025 films featuring older adult protagonists and themes about family and aging. 


An Italian family’s culinary dreams. A dystopian sci-fi odyssey. An intergenerational friendship in Florida. An ill-conceived art heist. In some of the year’s top films, older adults aren’t pigeonholed into stereotypical roles–they’re starring in diverse stories about late-in-life heroes. 

Nonnas

Nonnas stars Vince Vaughn as Joe Scaravella, a Staten Island would-be restauranter. But the real stars are the nonnas, or grandmothers, whom Joe enlists instead of professional chefs to cook for the guests at Enoteca Maria  –a real-life restaurant still in operation. After his mother dies, Joe wants to honor both her and his nonna, and their famous cooking, by opening a restaurant where the chefs are only nonnas and where the customers feel like they’re eating at their childhood dinner table. Things don’t go according to plan, as the nonnas initially fail to get along, a kitchen fire sets back the opening, and a key food critic won’t deign to review a Staten Island establishment. But this is a comedy best described as heartwarming, and you can rest assured that it all works out in the end. The film also stars Susan Sarandon as one of the nonnas. Find it on Netflix.

The Blue Trail

Tereza is a 77-year-old lifelong resident of a small Brazilian town. When the government knocks on her door one day to tell her it’s time to relocate to a senior housing colony, she declines–but it’s not optional. What ensues is a dystopian odyssey along the Amazon river, and an expertly-plotted tale of one woman’s search for freedom from authoritarian rule. The Blue Trail (O Ăšltimo Azul) stars Denise Weinberg as Tereza, who escapes the government’s “wrinkle wagons”--or cages on flatbed trucks that haul away the noncompliant elders–to embark on her increasingly magical journey. “What’s remarkable about The Blue Trail and makes it such a delight,” according to the Hollywood Reporter, “is that despite all the oppression in the air, it’s a movie filled with hope and faith in human resilience at any age.” As of this writing The Blue Trail wasn’t yet streaming, but keep an eye out for it!

Eleanor the Great

Scarlett Johansson’s directorial debut stars June Squibb, 96, who last year made her first star turn (after a career of supporting roles) in the comedy Thelma. In Eleanor the Great, Squibb plays 94-year-old Eleanor Morgenstein, who recently moved in with her daughter in New York City after the death of her best friend and longtime roommate, Bessie, played by Rita Zohar. Looking for companionship, Eleanor finds herself by accident in a Holocaust survivors’ support group. She didn’t survive the Holocaust, but Bessie did. When Eleanor shares her friend’s story as her own, it takes on a life of its own and brings her into contact with a grieving journalist, a news anchor, and a suite of characters played by actors including Erin Kellyman, Jessica Hecht, and Chiwetel Ejiofor. “The film may trip over its own contrivances,” writes Lindsey Bahr in her review, “but their performances will leave you moved.” Eleanor the Great is available on major streaming platforms. 

Any Day Now

This one is just plain fun. Like Nonnas, Any Day Now is based on a true story, but a very different kind–this is the tale of one of the world’s great unsolved art heists. It’s 1990, and Marty Lyons (Paul Guilfoyle, 76) is a career criminal who targets hapless twenty-something security guard Steve (Taylor Gray) to join the gang that will lift 13 paintings from Boston's Isabella Stewart Gardner Museum. The multi-million-dollar scheme involves a motley crew of other semi-retired criminals, whom Steve is never sure if he wants to trust. Critics describe Any Day Now as predictable genre fare: not all that original, but enjoyable for the performances. And the way the plot unfolds, the characters–Marty in particular–are often one step ahead of the audience. Guilfoyle, an accomplished character actor, brings an atmosphere of mystery and comedy that makes the movie a fun diversion. Find it on streaming.

Are you watching any of these movies over the holidays? Let us know what you think! And remember to send us your favorite 2026 movies featuring late-in-life protagonists for next year’s movie roundup.







Blog posting provided by Society of Certified Senior Advisors

Monday, December 1, 2025

Famous & 65

    

Look who's turning 65 this month

Find out which celebrities are turning 65 this month!

December 3

Because this actor’s given name–Julie Smith–was already in use by another actor of her generation, she became famous by a stage name that’s a portmanteau of both her parents’ names. A North Carolina native, she got her start on the daytime soaps before starring in an impressive number of turn-of-the-millenium hits: The Lost World: Jurassic Park (1997), Boogie Nights (1997), The Big Lebowski (1998), Magnolia (1999), The End of the Affair (1999), Hannibal (2001), Far from Heaven (2002), and The Hours (2002). In 2014, she won an Oscar for her portrayal of a linguistic professor diagnosed with Alzheimer’s disease in Still Alice. Her most recent projects include the limited series Mary & George (2024) and Sirens (2025). And, she’s authored a children’s book series with a main character who shares her signature red hair: Freckleface Strawberry.

Answer: Who is…. (click here to reveal)?


December 3

Born the very same day as the subject of the previous clue, this American actor is almost as well known for her environmental activism as for her film and television career. She’s been arrested multiple times since 2006 for taking action in defence of an urban farm in Los Angeles, in protest of mountaintop removal in West Virginia, and in front of the White House demonstrating against the Keystone XL pipeline. While she protests for environmental and peace causes in real life, on screen she’s known for playing violent characters. Her acting career started at age 17 in the horror film The Fury (1978). She did her own stunts as a homicidal android in Blade Runner (1983), and then became famous for playing the one-eyed assassin Elle Driver in the Kill Bill franchise. 

Answer: Who is…. (click here to reveal)?

December 10

Born in Belfast, this actor and director is famous for interpreting Shakespeare for modern audiences. He both directed and starred in Henry V (1989), Much Ado About Nothing (1993), Othello (1995), Hamlet (1996), and As You Like It (2006). In 2019, he directed a biographical film about Shakespeare’s life, All Is True–and starred as the playwright himself. When asked why he keeps returning to Shakespeare, he replied: “The words have always moved me, from the moment when I was 17 and went to see King Lear…I’ve loved working on something where you really have to justify and prove that it still can matter.” He’s collaborated on several films with director Christopher Nolan as a supporting actor, including Dunkirk (2017), Tenet (2020), and Oppenheimer (2023). He won an Oscar for Best Original Screenplay for his semi-autobiographical Belfast (2021).

Answer: Who is…. (click here to reveal)?


December 26

A comic strip can be more than just a comic strip, and that’s true of this cartoonist’s internationally-synicated Sherman’s Lagoon. The artist, a native of Virginia, says the strip combines his lifelong loves of art and the sea. Since 1991, the strip has featured characters including a lazy great white shark named Sherman, his volatile wife Megan, and their friends and neighbors under the sea. Aimed at teens and adults, the series has earned a reputation for its funny characters and environmental themes, and is now syndicated in over 150 newspapers. In 2000, Sherman’s Lagoon won an Environmental Hero Award from the National Oceanic and Atmospheric Administration (NOAA) "for using art and humor to conserve and protect our marine heritage."

Answer: Who is…. (click here to reveal)?